As a tenant the idea of obtaining insurance for renters could be far from your thoughts. But, it is highly important for providing protection to your personal property against unforeseen threats.

Whether you live in a suburban rental condo or in downtown Columbia SC,, the importance of insurance for renters remains the same. Most of the time, people believe that their landlord's insurance will cover their losses. However, this is sadly mistaken.

Landlord's insurance generally covers the building and any appliances or fixtures. But, it does not protect the renter’s personal items in the event they suffer from damage or theft.

In other words, if a disaster like a fire, burglary or flood damages or destroys your belongings, you would bear the cost for their replacement, unless you have a renters insurance policy to cover you.

Purchasing insurance for tenants will also ensure protection from liability claims. Let’s say, if a visitor slips and falls within your rented property and decides to sue, your renter’s insurance policy can cover get more info legal costs and any awarded damages.

To wrap up, insurance for renters is a vital shield for tenants, and might be a worthy part of your budget. No matter your renting location in Columbia, SC, it’s time to consider protecting your possessions with renters insurance.